​HOW CFDS CAN HELP?

Chartered Financial Divorce Specialist™ (CFDS) is a financial specialist whose focus is on all aspects of financial issues that arise before, during and after a divorce. Financial counseling takes place during all stages of the divorce process: from the pre-filing period through the final divorce settlements.
A Chartered Financial Divorce Specialist™ works with clients to provide a wide range of functions, including but not limited to the following:

1. Best option for divorce procedures for your specific situation
2. Provide lifestyle analysis, both present day and post-divorce: where does a couple’s money come from and how is it spent?
3. Provide thorough evaluation of a couple’s assets, liabilities and future obligations.
4. Prioritize a couple’s key financial issues.
5. Provide clear financial settlement options that both parties understand.
6. Provide training and instruction so the client understands personal finance in the post-divorce period.
7. The correct value of a pension, which can be one of the most valuable assets acquired during a marriage.
8. How to ensure spousal and/or child support is maintained in the event of the death or disability of the paying spouse.
9. A correct calculation of income earned.
10. Income tax and estate implications of separation of assets - are the right assets being transferred?
11. If assets are being hidden or even exist at all.
12. Equitable, not just equal, division of assets.
13. Future financial security for the individuals involved. 
14. Do not give legal advice. Only provide projections and analysis based on client proposals.

​
​Your Divorce Dream Team:

1. Lawyer/Paralegal ( for independent legal advice and legal paperwork filing)
2. Mediator  
3. Financial Divorce Specialist ( an expert in equitable division of the property,  taxes, lifestyle analysis. CFDS makes sure you understand your financial wellbeing post-separation or divorce)
4. Pension Evaluators ( If Defined-Benefit Pension is a part of the divorce, proper evaluation is a must).
5. Business Evaluators ( if Business is a part of the divorce)
6. Psychologists ( to help you and your children to deal with emotional ups and downs)